Amber Insurance

Auto Insurance

A typical auto insurance policy offers the following coverages:

Bodily Injury Liability
Provides coverage for financial responsibility for bodily injury to others.

Property Damage Liability
Provides coverage for damage to another’s property resulting from an accident.

Uninsured Motorist
Provides coverage if you or your passengers are injured in an accident involving an uninsured driver.

Underinsured Motorist
Provides coverage if you or your passengers are injured in an accident involving an underinsured driver.

Medical
Provides coverage for medical expenses incurred by you or your passengers as a result of an injury in your auto.

Collision
Provides coverage for repairs to your vehicle if it is damaged in an accident. It also covers physical damage to the vehicle caused by you. This coverage is required if the vehicle is financed or leased.

Comprehensive
Provides coverage for damage caused to your auto by theft, fire, vandalism or other covered perils. Other optional coverage can be added to your policy, such as Rental Reimbursement, Roadside Assistance and Sound System may be added.

With all types of auto insurance, various levels of deductibles are offered. Premium costs decrease with higher deductibles.

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